Pay at your own pace with
When inspiration strikes, Affirm helps you say yes without giving up financial control. Select Affirm at checkout to pay over time—and never pay a penny more than you agree to on day one.
Two ways to pay
- Available on orders from $99, up to $250.
- You’ll never pay a hidden fee—or any fee, for that matter.
- Never pay more than the price of your purchase.
- Checking your eligibility won’t affect your credit score.
- As low as 0% APR
- Minimum purchase of $250.
- With Affirm, you always know exactly what you’ll owe and when you’ll be done paying.
- Choose 3, 6, or 12 monthly payments. You choose the payment schedule that works for you.
- No late fees or penalties of any kind, ever.
How it works
Fill Your Cart
When you’re done shopping, select Affirm at checkout. Your options will depend upon your final purchase price.
Make an Affirm Account
Enter a few pieces of info for a real-time decision. Affirm will instantly confirm your eligibility. Your payments will never exceed what you agree to up front.
Complete check out and make payments at affirm.com or in the Affirm app. You’ll get email and text reminders.
Yes! There’s no penalty for paying early.
You can make or schedule payments at affirm.com or in the Affirm app for iOS or Android. Affirm will send you email and text reminders before payments are due.
No—checking your eligibility won’t affect your credit score.
Yes—You can return an item you bought with Affirm by initiating the return process with the store.
Yes, you’ll need a mobile phone number from the U.S. or U.S. territories. This helps Affirm verify it’s really you who is creating your account and signing in.